Wednesday, February 28, 2018

Indonesia - Stock Picks for Today - March 1, 2018: BSDE, LSIP, SIMP, GMFI, WSKT, WSBP, AUTO, SMGR, KLBF, JPFA, WTON, INKP, PGAS, MEDC, WEGE, KMTR

1. Bumi Serpong Damai (BSDE)
  • In the year 2017, BSDE posted revenue of Rp 10.35 trillion, up 57% compared to the same period of the previous year of Rp 6.6 trillion. BSDE is able to posted the increase in net profit to 173% to Rp 4.92 trillion from Rp 1.79 trillion previously.
  • BSDE have landbank about 2,500 - 2600 acre so it has a chance to build anything in accordance with the needs of the community, such as high rise building at an affordable price. While the total assets of the company up to 31 December 2017 reached Rp 45.95 trillion, up from Rp 38.53 trillion in the period December 31, 2016.
2. London Sumatra Indonesia (LSIP)
  • In 2017, the company posted net profit amounted to Rp 763,48 billion, up 28.56% from the previous Rp 593,82 billion in 2016. Sales rose 23.1% to Rp 4,73 trillion from Rp 3,84 trillion previously. Earning per share increase to Rp 112 from the previous Rp 87. In addition, the company posted total assets also increased to Rp 9.74 trillion from the previous Rp 9.45 trillion.
  • FYI, according to MRC Stratistics, the global market of palm oil and derivatives estimated USD 80.3 billion in 2015 and be USD 130.2 billion in 2022.
3. Salim Ivomas Pratama (SIMP)
  • In the year 2017, the SIMP revenue amounted to Rp 15.83 trillion, or grow 8.92% from Rp 14.53 trillion in the year 2016. Meanwhile, net profits amounted to Rp 512.20 billion or down 4.85% yoy compared to of Rp 538.33 billion.
  • The company increases the total palm oil processing capacity by constructing two new palm oil mill completed in 2017, as well as one other plant to be completed in 2019. The company also expanded on refining CPO factory in Surabaya with capacity 300,000 tonnes per year which is expected to be completed in the first quarter of the year 2018.
3. GMF AeroAsia (GMFI)
  • In 2017, GMFI posted operating income reached US$ 439.3 million, up 13 percent compared to the same period of the previous year's US$ 388.7 million. The company's net profit increased by 15.3 percent to $50.9 million US. Meanwhile, total assets rose 22% from US$ 442.6 million in 2016 to US$ 539.2 million in 2017.
  • The company is targeting revenues this year to be around US$ 505 million, or a rise of 15% compared to last year's realization of US$ 439.28 million. Net profit also targeted growing double digits. Income from non-group is also expected to increase from the current 37% to 48%.
  • The company this year preparing capital expenditures of US $100 million or Rp 1.37 trillion, up nearly 400% from the previous year. Capital expenditures this year are used for the construction of a hangar in Batam and capabilities development i.e. the engineering component, a capacity of footprint, rejuvenation as well as security aspects.
4. Waskita Karya (WSKT)
  • Minister of State-Owned Enterprises will overhaul its Board of Directors Waskita Karya in the general meeting of shareholders (AGM) April 2018.
  • Analysts suggest the accumulation buy because the projects moratorium are temporary, and construction of infrastructure is a top priority of the Government. The construction sector is ideal for medium and long term investment, predictable and still continues to grow.
  • Currently, 15 of the 17 project construction was suspended during the construction of the overpass by the Government has already started to be worked on again.
  • WSKT has increased the paid-in capital and is placed in cash to PT Trans Jabar Toll (TJT) amounted to Rp 112 billion. TJT is a subsidiary of Waskita Toll Road with ownership of 99.99%. TJT is toll road concession holder for Bogor-Ciawi-Sukabumi.
5. Waskita Beton Precast (WSBP)
  • WSBP disbursed funds Rp 27 billion for construction of laboratory with building area 2,261 m2 in Karawang, West Java. The lab was built with more complete facilities include research, product testing, and new product development. The plan, the new laboratory will start operating in may 2018.
6. Astra Otoparts (AUTO)
  • AUTO posted growth of net profit amounted to 31.85% year on year through the year 2017 to Rp 551.41 billion, while the 2016 year of Rp 418.20 billion. The increase in revenue is a result of the increased performance of the replacement market, export sales, as well as the increased contribution to net profit from joint ventures and associated companies.
  • Indo Premier predicts, income year 2018 to Rp 14.71 trillion, 2019 to Rp 16.11 trillion, and 2020 to Rp 17.65 trillion. As for the net profit forecast of 2018 Rp 647 billion. 2019 with a net profit of Rp 797 billion, and 2020 with a net profit of Rp 915 billion.
7. Semen Indonesia (SMGR)
  • SMGR targeting power plants from the waste heat recovery power generator (WHRPG) capacity of 30.6 MW in Tuban will be operational in April 2018. This project could reduce CO2 emissions amounted to 122,358 tons per year.
  • The project worth of 220 billion, started construction in 2014, This is the result of cooperation between the Ministry of Industry, SMGR and NEDO Japan.
8. Kalbe Farma (KLBF)
  • KLBF established the biosimilar factory in an industrial area of Delta Silicon Cikarang. For the first stage, the company has issued investment of Rp 700 billion.
  • In five years, the product is targeted to contribute income biosimilar to Kalbe reached 25-30%, or up from the current contributions by 10%. The company will produce six biosimilar products in the next five years, such as granulocyte for the stimulus of red blood cells, erythropoietin for the blood cell stimulus, insulin, and some monoclonal antibody drugs for cancer.
9. Japfa Comfeed Indonesia (JPFA)
  • JPFA intend do a buyback that will be implemented over the next 18 months after the general meeting of shareholders (EGM) on 5 April 2018. Buyback period lasted until 5 October 2019. Buyback will also be performed at any time, depending on market conditions. The company revealed, buyback was done to improve the shareholders return on equity and maximize returns to shareholders.
10. Wika Beton (WTON)
  • WTON recorded rise in profit of 23.4 percent up to 31 December 2017 period to Rp 337.12 billion, compared to net profit of Rp 273.00 billion in the same period a year earlier. Net income rose to Rp 5,36 trillion from Rp 3,48 trillion a year earlier. While total assets until 31 December 2017 reached Rp 7.06 trillion rise sharply from total assets until 31 December 2016 which Rp 4,66 trillion.
11. Indah Kiat Pulp & Paper (INKP)
  • Taiwan urges calm amid frantic run on loo paper. Taiwan's Premier called for calm yesterday following a desperate run on toilet paper on the island, sparked by speculation of imminent price hikes. Shelves usually stacked with toilet paper, kitchen paper and boxed tissues stood empty in many supermarkets as residents rushed to stockpile supplies. Major online retailers had also run out, including PChome, which reportedly sold five million packs of toilet paper in three days.
  • The panic buying started after major supermarkets were informed by toilet paper manufacturers of a 10 per cent to 30 per cent price hike from mid-March due to rising international pulp prices. The price of the short fibre pulp used to make toilet paper now costs about US$800 (S$1,000) per tonne, compared with US$650 a year ago, according to Taiwan's Ministry of Economic Affairs.
  • Forest fires in Canada and disruption to production in Brazil are among the factors being blamed.
12. Perusahaan Gas Negara (PGAS), Medco Energy Intertational (MEDC)
  • Shell says the market for LNG grew by 29 million tons last year, 30 percent more than previously expected.
  • Trading in LNG reached 293 million tons in 2017, up from just 100 million tons at the turn of the century. At nearly 300 million tons, suppliers shipped enough LNG last year to power about 575 million homes, by Shell's count. In Asia alone, demand rose by 17 million tonnes. That's nearly as much as Indonesia, the world's fifth-largest LNG exporter, produced in 2017.
  • Australia plans to build LNG import terminal with a capacity of 2 million tons per year to solve the problem of energy crisis. The growth in exports has led to a shortage of LNG in Australia, resulting in a surge in prices. In 2017, the domestic market more expensive than the price of exports to Japan. Australia is the second largest LNG exporter in the world. Until now, the number one exporter is Qatar.
13. Wika Gedung (WEGE)
  • Institut Teknologi Sepuluh Nopember (ITS) Surabaya has employed the contractor PT Wijaya Karya Tbk (Wika) and PT Wika Gedung Tbk (WEGE) to develop a commercial district and techno park covering an area of 30 ha.
14. Megatara Kirana (KMTR)
  • KMTR netto sales rose 57.4 percent in the period ended December 31st, 2017 become Rp 12,10 trillion, compared to sales of Rp 7,69 trillion in the neto same period of the previous year. Net profit reached Rp 423.17 billion up from Rp 209.90 billion profit the previous year. While total assets until 31 December 2017 reached Rp 3,55 trillion down from total assets until 31 December 2016 which Rp 3,80 trillion.

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Tuesday, February 27, 2018

Indonesia - Stock Picks for Today - February 28, 2018: AUTO, UNTR, LPPF, BBNI, BNGA, BMRI, ERAA, TOBA, AALI, WSKT, KLBF, PTBA, KRAS, UNVR, ASII, MEDC, PGAS

1. Astra Otoparts (AUTO)
  • Astra Otoparts, a manufacturer of automotive spare parts, at 2017 posted net profit of Rp 551,41 billion, up 31.85% compared to 2016 profit realization Rp 418.20 billion.
  • AUTO revenue in 2017 increase of 5.8% to Rp 13,55 trillion compared to the realization of the 2016 revenue amounted to Rp 12,81 trillion.
  • Meanwhile, total assets of AUTO in 2017 was recorded at Rp 14.76 trillion, an increase of 1.03% from Rp 2016 compared on 14.61 trillion. While the total equity of 2017 at Rp 10.76 trillion and liabilities amounted to Rp 4 trillion.
2. United Tractors (UNTR)
  • UNTR posted revenue of Rp 64.6 trillion in 2017 or increased by 42 per cent compared to the previous year of Rp 45.5 trillion. The company in the year 2017 to obtain net income reached Rp 7,4 trillion or increased by 48% compared to net profit in the previous year amounting to Rp 5,0 trillion.
3. Matahari Department Store (LPPF)
  • At 2017 LPPF posted net profit of Rp 1.907 trillion, down 5.6% from year 2016 of Rp 2.02 trillion. This is caused by the increase in the operating expenses. Meanwhile, net revenue rose 1.3%, from Rp 9.897 trillion in 2016 to Rp 10.024 trillion.
  • Until the 2017, LPPF operated approximately 155 outlets in 73 cities in Indonesia. The number of such outlets including opening 8 new outlets and closing 4 outlets in 2017. While in the year 2018, the company would open 6 - 8 new outlets in a number of regions in Indonesia.
4. Bank Negara Indonesia (BBNI)
  • Bank Negara Indonesia Syariah (BNI Syariah) posted net profit reached Rp 306.68 billion, up 10.6% from the same period in 2016 which is Rp 277.37 billion. Meanwhile the third-party funds reached Rp 21.2 trillion, or rose 29.38%, with the number of clients as much as 2.5 million.
5. Bank CIMB Niaga (BNGA)
  • The company has already spent funds amounted to Rp 261.874 billion to do buyback.
6. Bank Mandiri (BMRI)
  • The application of good corporate governance (GCG) at BMRI in the year 2017 gave a very positive benefit, both in terms of financial performance as well as operational.
  • The result of the implementation of GCG that are, credit growth of 9.99%, growth of third party funds of 6.77%, growth of the assets of 8.28%, 10.85% equity growth, profit growth in the current year 46.37%, decline in NPL down 0.54% to 3.45% and also the decline in audit findings from 689 to 349.
7. Erajaya Swasembada (ERAA)
  • The company acquired PT Indonesia Orsinil technology (IOT). The acquisition aims to obtain permission from Financial Services Authority of Indonesia (OJK) to run loan business based on information technology.
8. Toba Bara Sejahtera (TOBA)
  • The company gain net profit US$ 21.17 million or Rp 286,08 billion in the first 11 months 2017, soared 937.74% year on year (yoy) from the previous US$ $2,04 million. Meanwhile, the company's revenue in the first 11 months reached 2017 US $ 281.78 million (Rp3,81 trillion), up 14.50% yoy from the previous US$ 246,09 million (Rp3,34 trillion).
9. Astra Agro Lestari (AALI)
  • AALI posted net profit for the year 2017 of Rp 2.01 trillion or up 0.17% from the year 2016 amounted to Rp 2 trillion.
  • The income of the year 2017 amounted to Rp 17.31 trillion, or rose 22.55% compared with the year 2016 of Rp 14.12 trillion.
  • At the end of 2017, AALI assets reach Rp 24.93 trillion, or rose slightly when compared with assets of Rp 2016 year Rp 24.23 trillion. While the total equity of the company in 2017 of Rp 18.54 trillion and a total liability of Rp 6.39 trillion.
10. Waskita Karya (WSKT)
  • After falling nearly a week due to the work incidence, the market have the opportunity to buy WSKT shares at low prices (buy on weakness). Analysts predicted the stock price would reach Rp 3,000 per share in the near future, due to the very good unaudite performance.
11. Kalbe Farma (KLBF)
  • The President Jokowi inaugurated a pharmaceutical raw materials factory based biotechnology and biological products belonging to PT Kalbio Global Medika (KGM), a subsidiary of PT Kalbe Farma, in Cikarang, West Java. Market opportunities of biotechnology drugs for domestic and abroad are still very wide open.
  • Construction of this initial investment worth at Rp 500 billion. This pharmaceutical raw materials factory and biological products is the company's initiatives to encourage the creation of integrated and independent pharmaceutical industry.
12. Bukit Asam (PTBA)
  • PTBA just completed Purchasment Power Agreement (PPA) for the mine mouth electric plant (PLTU) Sumsel 8. PLTU Sumsel 8 will be built by a joint venture between PTBA with its partners, China Huadian Hong Kong Ltd., namely PT Huadian Bukit Asam.
  • Currently, PTBA still waiting for PT PLN to re-open a tender for PLTU Sumsel 9 and Sumsel 10 with capacity 1,800 Megawatts (MW).
13. Krakatau Steel (KRAS)
  • Iron ore price forecast will continue to move to the level above US $80 per tonne in the near future along with the high demand for steel raw materials of high quality.
  • Citigroup Inc., said that iron ore prices may continue to rise up to US $80 per tonne in the near future in the midst of the limitation of steel capacity up to November in Tangshan, a major steel center of China.
14. Unilever Indonesia (UNVR)
  • The company posted net profit for 2017 of Rp 7 trillion, or increased by 9.5% from the net profit in 2016 reached Rp 6.39 trillion.
  • Meanwhile, revenue 31 December 2017 which reached Rp 41.2 trillion, or higher from the year 2016 a Rp 40 trillion.
15. Astra International (ASII)
  • In 2017 the company posted net profit of Rp 18.881 trillion, or increased by 25% compared to the previous year of Rp 15.156 trillion.
  • ASII revenue in 2017 increased 14% to Rp 206.1 trillion compared to Rp 181.1 trillion in 2016.
  • In upcoming April 2018, the company will share final dividend of Rp 122 per share, in the Annual General meeting of shareholders (AGM).
16. Medco Energy International (MEDC), Perusahaan Gas Negara (PGAS)
  • Petronas certainly will pay its debt to the PGN amounted to Rp 434 billion.
  • The price of natural gas is believed to be potentially still bullish in the long run. Demand in the power plant sector is estimated to continue to rise in the medium term.
  • In the report the Energy Information Administration (EIA) mentioned that in the United States there are 10,700 megawatts of coal-fueled power plants are ready to switch to natural gas. The price of natural gas is cheaper to make industries turn away from coal. In the EIA estimates, over the past quarter I to III this year, an increase natural gas fueled power plant could reach 30%. If this forecast is true then natural gas demand will continue to increase.
  • The EIA also predicted increased consumption likely also will happen in China. With the mission of reducing air pollution is estimated to import natural gas to China would be able to surpass South Korea as the country's second-largest natural gas importer in the world. In 2017, the export of natural gas to China surged to 103 billion cubic feet from 17.2 billion cubic feet in 2016.

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Ten quick guidance to sell your home

Selling home right now can be done by anyone. Support with much information that can be found through the Internet, one person can sell his or her home either by a real estate agents or selling the home by himself or herself. The high technology that you can find anywhere can be a tool for you to sell your home fast and at a reasonable price, etc.

But, whether you want to buy with agents or by yourself, you need some guides in selling home. There are steps in selling your home. Those guides really help you. Never under estimate them because they have lots of impact in your selling home performance.

These are some quick guidance to sell your home:

1. Preparation; show the very best condition of your home

Here is the first step to sell your home. Make a best first impression to your buyers so that they are attracted to buy your home. Get rid of dirt and rubbish, remove all clutter, repairs all flaws of your home, get rid of unused furniture to make it looks spacious

2. Pricing your home effectively 

A home that is priced right and reasonable will sell in a short time. You can use a third party service to give suggestion about your home’s value and the furniture in it. Don’t price too low that it will cost you more money, yet never also set high price that the you will loose your potential buyers

3. When To Sell

You also have to know the right time to sell your home. You surely want to sell your home in a good economic condition and strong demand for houses, which tend to be stronger in June and July. If you sell your home at the right time and a good preparation, you will get the highest price of your home than your prediction

4. A Bit About The Costs Involved

You should also involved any costs that you have spent in selling your home, whether it is attorney costs, closing costs, advertisements costs, etc

5. Selling Privately

Selling home by yourself is not as easy as it seems but it is worthy to do because you can save about 2-6% of your selling price. Selling home privately is sure going to take much time and efforts for you to sell it.

6. Selling At Auction

Selling at an auction can also be an option. But it is not a suggested option because it will cost you more money and also it is a volatile way in selling your home

7. Get a real estate lawyer 

You can make the flow of documents so easy and having a professional advice by getting a real estate lawyer in your selling process

8. Marketing your home

There are many ways to market your home:
  • Writing your sell ad
  • Home Photos:  a picture can describe a thousand word
  • Lawn signs
  • Open houses
  • Home Brochures/Information sheets
  • The MLS (Multiple Listing Service) provided by the agents
  • You are your home's best salesman

9. Negotiating an offer on your home

10. Home inspections 

11. Closing 

These guides will help you to sell your home. Never hesitate to ask for professional advices if you meet some problems while you are in the middle of selling process.
Good luck and have a nice day J

The checklist you must pay more attentions to sell your house

It’s not an easy job to selling a house. It’s a process. You just don’t publish your house, meet a buyer, negotiate and sell it, but there is a checklist to sell your house. The home selling checklists include some procedures you must do in the correlation of home selling.

This is the checklist you must pay more attentions to sell your house:
  • Decide whether you pay an agent to sell your house or you just do it by yourself. Pay a realty agent gives you a little effort for you to sell your house. An agent will carry out all of business in correlation of your home selling checklist. You just hire an agent and pay him. But it will spend costs of course. So, it’s up to you to pay a little effort or bigger one.
  • Be a communicative and informed seller. It is correlated with your promotion strategic. You can use media to promote your home, such as newspaper, pamphlet, DVD, or websites. Don’t forget to put the reasonable and proper price for your house.
  • Get your house ready to sell by doing some preparations for your house exterior, interior, and appliances.
  • Decide whether you pay a professional to do pre-listing house inspection or not.
  • Doing some sales of your unnecessary furniture and appliances.
  • Get familiar with financing terms, such as mortgage financing (fixed, adjustable, seller financing, assumable loans), pre-qualified, pre-approved, commitment
  • Get familiar with negotiation and it stuffs, such as contract, offer, deal, etc. You should learn to do some offer approaching and all correlated with a legal transaction process.
  • Know about what you can improve or not in your house, what you can improve such as interior, exterior and what you can not improve such as location, style, etc.
  • Decide whether you will put a home warranty to your house or not.
  • Find some tips to buy a new house while you have sold your old one.
  • Decide for closing and settlement to a buyer.
  • Making moving plans.

The home selling checklist above shows us that there are some involvements to sell a house. You should pay attention to home selling checklist and do the steps rightly. But if you decide to pay a realty agent to organize your home selling business, just let them carry out the points above. And your involvements in home selling will be decreased.

Six advices for your success of selling home

What do buyers need when they plan to buy a home? In fact, there are so many aspects one needs to consider. In the seller's point of view, you should follow some home selling advice. Here are some advices for your success of selling home:

First, your should be an informative seller. You could put the "Home for Sale" in your front yard. Don't forget to put your phone number on it, so a buyer can get contact you..

Second, your should put a reasonable price, valued by the physical price of your home, environment and location. The better location where your home is placed, the better price you can put. And the better physical condition of your home, better price should be granted. Don't forget that a buyer needs an achievable price. So the process of the negotoation will determine it.

Third, correlated on physical condition of your home, your home curb appeal is the most important thing. You can do some works to improve appealing of your home exterior. Just to make it beautiful, tidy, and fresh. The color of your home is necceesary to be considered.

Fourth, get your buyer in the right mood by creating a cozy environment in your home. What do I mean by "cozy environment"?  Very important is  fresh air, clean environment, fresh odor, and the most important is a homelike sitation. Just make a buyer feel like in his own home sweet home.

Fifth, When you get down on the negotiation, your should learn how to make a great offer. The point is, you should be a great win-win negotiator. On the Internet there are many articles about how to be a great communicator and negotiator. Just follow the rules and tips.

Sixth, good presentation of your home selling can add great value to attract a buyer. Know your entire home and its contents, and present it to your buyer. Tell them how sweet your home is, how much you love it, your experience in your home, the great moments you have passed by etc. Just be a familiar and friendly seller that can give much impression to your buyer. 

How can you help sell a house?

Someone you know is selling a home? Had successful experience in doing so before? For someone who’s never done it, home selling can be frustrating. If you think you can help selling a home, it usually means you’ve had enough satisfaction doing it before, and is willing to do it again. Good for you (and for the confused homeowners). 

So how can you help sell a house? Most home owners will stumble even on the preparation phase – when they have to understand all the legal requirements. You might have known from your experience that getting the legal stuff straight is the first step of a home selling process, so an assistance on this would always be appreciated. You can help the owners understand difficult clauses in documents, or design the wordings in their contract forms. 

Not keen on paperwork? Help advertising. See if you know anyone who’s looking for a house. If you have some potential buyers, think about who would fit better to the house. The good thing about having a “personal home salesman” is that it knows more than just facts about the house. Think about the neighbourhood, the size of the house, and the climate, and find someone who might be interested in the qualifications. Or if you work in a newspaper or magazine, you can help by posting up the advertisement. 

Of course, the concept “helping to sell a home” also applies when you’re selling your own house with the help of an agent. If you want to improve the home selling process, there are some independent steps you can do. Spread out the news that you’re selling your home in the neighbourhood. Organize open houses to invite visitors. Provide your agent with complete information about your house. Put up extra advertisements where your agent may not cover; a blog or personal website is excellent for this. 

Some people are reluctant to help their agents selling their home on the reason of “that’s what they’re paid for!”. Remember that agents have a lot more clients to handle and may not always focus their attention on your house. The home owner is the only one who’s willing to voluntarily give out complete information to potential buyers at no cost! Also keep in mind that no matter how great an agent you have, if your house has been in the market for a long time, you are going to be the person most financially damaged. 

Whether it’s helping sell someone’s house, or an agent selling your own home, an assistance in home selling is always needed. Homes are such large investments – one simply can not sell it alone.

The steps for getting your house ready to sell to a buyer.

How can a buyer get interest for purchasing your house? Impression is the keyword. You just need to get your house ready to sell by doing some preparation. Get inspected by a professional if you want to pay a little effort for maximum results, or if you don’t want to spend much money by paying professional you can do by yourself for getting your house ready to sell.

Now that become a question, how to get your house impressed a buyer? Those are the steps for getting your house ready to sell to a buyer.

Beautify your exterior

What you do is just beautifying. The goal is to make your exterior look pretty and fresh to impress your buyer. Just to inform you that the exterior becomes the first impression to overlook a house. There are two sensory organs of a buyer you must impress. Those are eyes and nose. By bringing the garden homelike condition to your house exterior, making it looked pretty and freshening it up. The steps you can do are:
  • Get the grass, trees, flowers, and plants tidy and fresh by mowing and watering it
  • Clean up the curb and entering path and put the potted flower in the sides.
  • Freshen up the smells by put scented potpourri.
  • Clean up all of windows and entering doors.
  • Get rid of equipments out of sights.
  • Paint the walls if necessary.

Make the Cosy Interior

After buyer got impression from your house exterior, do some simple works to get the cosiness of your house interior. It aims to make a buyer feel homelike buy entering your house. These are the steps:
  • Clean up the tile floors; scrub it if there are some bad spots.
  • Get rid of spider net from your ceilings.
  • Wash the carpets with a fragrant soap.
  • Get your furniture placed tidily and gets rid of unnecessary one.
  • Brush the closets
  • Clean the garage, basement, and attic
  • Get the windows opened and clean, it will bring freshness to your house inside
  • If you have pets, bath them.
  • Put some fresh fragrance in air conditioner.

Repairing and Replacing 

Some Repairing and replacement is necessary to do, if there are some broken furniture, equipment, or appliances. Just check out:
  • broken or missing door
  • cabinet handles
  • ceilings
  • ventilation filters
  • broken tiles in bathroom and kitchen
  • faucet
  • wallpaper
  • some furniture

Get your friends’ opinion

Assume some friends like a buyer, and get some advice and suggestion to make your house get more ready to sell. And the most important thing is your friends feel your home like their own home.

Monday, February 26, 2018

Indonesia - Stock Picks for Today - February 27, 2018: BNGA, ELSA, ERAA, ITMG, GMFI, LSIP, SIMP, WSBP, IPCM, AUTO, BBNI, BBRI, SIDO

1. Bank CIMB Niaga (BNGA)
  • The company recorded net income realization along 2017 (unaudited) amounted to Rp 2.9 trillion, or rose 41.6% on an annual basis or year on year (yoy). The profit in 2017 driven by net interest income rose 3.5%, while operating expenses were down 9.7%. Total assets at the end of 2017 reached Rp 263.5 trillion or up from 2016 of Rp 236.9 trillion.
2. Elnusa (ELSA)
  • The company is optimistic the revenue could rise significantly this year along with the rising oil prices. The company allocates capital expenditures of around Rp 400 - 500 billion in 2018.
  • In 2018, the company will spur the upstream segment business based on non asset such as Engineering Procurement Construction (EPC) and Operation and Maintenance (OM), as well as seismic system development.
  • Based on the financial report of 2017, ELSA had revenues totaling Rp 4.98 trillion. Details, revenue from distribution service and energy logistics Rp2,5 trillion, oil and gas gas upstream services Rp2,27 trillion trillion, as well as oil and gas support services Rp 206,87 billion.
3. Erajaya Swasembada (ERAA)
  • The company plans to add 250 new outlets in the year 2018 or increased fivefold compared with the addition of shops by the year 2017. In the year 2017, the ERAA has had 747 Mas outlet consisting of Erafone outlets (megastore, multibrand and joint business), Urban Republic outlets, Samsung Experience Store outlets, iBox outlets, Mi Store outlets and operator outlets (XPlor, Ooredoo Store).
  • ERAA record net sales in the quarter III-2017 to the western region of Rp 3.48 trillion, the central region of Rp 10.68 trillion, and the eastern region of Rp 2.49 trillion. Total net sales of Rp 16.65 trillion.
4. Indo Tambangraya Megah (ITMG)
  • The company's net profit surged by 93% in 2017 to $253 million compared with the realisation of profit on 2016 US $131.09 million. Meanwhile, revenues of US $1.69 billion in 2017, it means that the net profit margin of ITMG on 2017 recorded amounted to 14.97%.
  • The magnitude of the profit earned in 2017 was appraised as positive sentiment for stocks. In the future, the performance of the ITMG is estimated to remain positive so it can push its stock price increase.
5. Garuda Maintenance Facility Aero Asia (GMFI)
  • The company had revenues of US $439,28 million in 2017, or up 13% compared in 2016 that amounted to US $388,66 million. Meanwhile, there was a rise in the operating expenses US $373,05 million or 23.8% year-on-year (yoy) of US $301,29 million. The company posted a net profit of the current year amounted to US $50,94 million, or up 13.3% (yoy) from the year 2016 which amounted to US $57,74 million.
6. London Sumatra Indonesia (LSIP), Salim Ivomas Pratama (SIMP)
  • Rising the price of soybean oil carry the positive sentiment on the price movement of crude palm oil (CPO). Soybean oil rose amid the angst of failed harvests in Argentina, because Argentina is the biggest exporter of soybeans and soybean oil in the world.
  • The positive trend of price movement of CPO is estimated to be able to survive on earlier this week. Citing Bloomberg Monday (26/2) at 15.00 GMT, the price of CPO contract delivery May 2018 on the Malaysia Derivatives Exchange rose 1.19% to RM 2,553 per metric ton. The price rise of about 1.51% compared to the previous week.
7. Waskita Beton Precast (WSBP)
  • Prefabricated concrete production was still running, although there is a temporary suspension on the projects of elevated infrastructure. Production stop was elevated work, but non-elevated production still running.
  • This year, WSBP will add two new plant in East Kalimantan and North Sumatra with a capacity ranging from 500,000-600,000 tons per year. In addition, the company also want to increase the production capacity of the existing plant. Both of the factory started operating on the semester II-2018.
8. Jasa Arnada Indonesia (IPCM)
  • Sales and revenues per 31 December 2017 reached Rp 765.30 billion, down 7.52% in 2016 which is Rp 827.60 billion. Meanwhile, net profit rose 1.28% yoy to Rp 118.55 billion.
  • In the same period, the company's liabilities of Rp 507.12 billion and equity the company Rp 1.00 trillion. The company's assets reached Rp 1.51 trillion at the end of 2017 or rose from 2016 of Rp 598.4 billion.
9. Astra Otoparts (AUTO)
  • This year the company wants to speed up the performance of the company. This automotive components manufacturer estimated capital expenditure (capex) amounting to Rp 2 trillion or a rise compared to last year which amounted to Rp 700 billion.
  • The company is optimistic the export performance would increase 7 - 8% compared to last year. Until the third quarter of 2017, total exports reached Rp 889 billion. The value contributed as much as 8.9% of the total revenue of $9.97 trillion.
  • As for the company's net income grew 4.3% to Rp 9.55 trillion compared to the previous three-year quarter's achievement.
10. Bank Negara Indonesia (BBNI)
  • BBNI showed a significant increase of branchless banking agencies conduct by Laku Pandai and Agen46 agents.
  • Until December 2017 the amount agen46 BNI has reached approximately 70,000 agents with BNI Pandai accounts reached 4.8 million accounts or grow 302% from the previous year or year on year (yoy).
  • From the volume and banking transactions through agents, sharp rise from the previous year. The number of transactions recorded as many as 35 million transactions or grow 389% yoy and the volume of transactions of Rp 6.5 trillion, or grow 447% yoy.
  • This year, the BBNI expects total funds from wealth management (WM) business can grow 14% yoy to Rp 130.7 trillion, or rose compared to the approximate end of the year 2017 reached Rp 114.7 trillion.
11. Bank Rakyat Indonesia (BBRI)
  • Until the end of the year 2017, BBRI already has 279,750 BRILink agent. This number increased dramatically compared to the year 2016 as much 84,550 people. The company is targeting will have 500,000 of agents by the end of 2018.
  • Through the year 2017, BRILink agent is able to record the 202.1 million financial transactions or grow 105.4% yoy with a total volume of transactions worth Rp 298 trillion or grew 114.2% yoy. It all contributed to the current account and savings account (CASA) worth Rp 3.9 trillion.
12. Industri Jamu dan Farmasi Sido Muncul (SIDO)
  • The company continues expanding markets abroad. After the successful opening of a distribution office in the Philippines and Nigeria, the company is targeting a market can get into Thailand and Viet Nam. While there is already a distribution network in the United States, Australia, the Netherlands, Saudi Arabia, Malaysia and Singapore.
  • For the domestic market, the company will flatten and maximize product distribution in eastern Indonesia. In addition, SIDO will also maximize the product variations.
  • The company is optimistic the company's earnings can grow double digits, because the net profit margin is high, which is about 55 percent.

See also:

Sunday, February 25, 2018

How to sell you home plan?

At this very moment, home is not just a place to live or a shelter from a harsh weather. Home also reflects the personality of the people living there. Nevertheless, home is now become an investment that a person can have. Lots of people invest their money in the form of their own home. And they invest a huge amount of money in it. 

Before we come to how to sell you home plan, let we talk about the home plan itself. Home plan is what people need to build their home. Home plan can seem as a complicated thing because you have to consider a lot of factors and try to sort them one-by-one and listing which things that need to be put into your home plan. You have a lot of things that you want them to be as a part of your home plan. However, you have to be very careful in selecting the right composition of your home plan to be a very lovely home.

You can also try to list the pluses or minuses of your old home and you can also ask some friends’ suggestion to make a perfect and beautiful home plan. Make a home plan that is attracted to the homebuyers. Put something different that you think has never been made into your home plan such as an energy-wise design. You also have to consider the size of the house, are it going to be a one story or two story home, how many rooms are there, how many bathrooms, etc. After that, you can start to calculate the estimate price of your home, but this can be done later.

Besides that, you also have to consider the home’s location that you plan to build your home. Create a home that "fits in" with its surrounding environment. Never make a home plan that does not suitable for the surroundings environment; it would make the homebuyers hesitate to buy your home plan. 

Nowadays, it can be easier to make a home plan because there is lots of tools that making a home plan as an easy task. On the Internet, we can also find lots of interesting home plans and get some ideas from there and know which kind of house that most people want to have as their home plan. You can also put your home plans there. This is the easiest and the fastest way to sell your home plan.
As we see now, some people invest their money to their home. Another people will give away much money just to have the right home plan that suits him or her desire. Now it is your turn to be a home planners and make the very best purchase from your home plans.

Saturday, February 24, 2018

Indonesia - Stock Picks for Tomorrow - February 26, 2018: ACES, BUMI, ADRO, PTBA, KLBF, BNGA, BBTN, MLBI, BTPN, BNLI, BMRI, BBNI, WSKT, TCID, BFIN

1. Ace Hardware Indonesia (ACES)
  • The company has always been consistent in giving dividends due to the performance that continues to grow. According to the rules, the amount of the dividend is 20% of net profit. But the last three years, this value is 40-50% of the profit.
  • ACE Hardware Indonesia (ACES) recorded the sales high enough at the beginning of this year. In January 2018, ACES revenue up 17% year on year (yoy). Revenue ACES per January 2018 reached Rp 541.82 billion or up compared to January 2017 of Rp 446 billion.
  • In the year 2018, ACES is targeting revenue growth of 10%, or less than the year 2017 revenue growth of 18%.
  • The company's capital expenditure in 2018 reaching Rp 300 billion for investment 10-15 new outlets. Currently, ACES has 144 outlets and up to the year 2020, ACES optimistic could have 200 outlets.
2. Bumi Resources (BUMI), Adaro (ADRO), Bukit Asam (PTBA)
  • The selling price of coal continued to show strengthening since last two weeks. The high price of black gold due to the high level of global demand. Demand for coal is high enough going on in China, America and some other countries of Asia. As many as 41% of the world's electricity is currently still relies on the supply of coal and it is estimated by the year 2040, coal will contribute 77% power plant. The International Energy Agency predicts coal demand world in 2022 will reach 5.5 billion tons. Although current demand for coal from the United States and Europe are likely to be weakened, but demand from Asia is able to compensate.
  • The positive movement of coal prices still above $100/ton, makes the company optimistic its target revenue this year will rise. The company's projected revenue this year to be USD 5.5 billion this year, from the results of sales of about 90 million tons of coal. Revenue projections rose 12.24 percent (yoy) of the estimated revenue last year.
  • Thailand coal imports in January 2018 rose 21.8% to 1.6 million metric tons. Imports from Indonesia in January 2018 rose 93.9% to 969.919 metric tons.
3. Kalbe Farma (KLBF)
  • The company is targeting the end of the year could sell biosimilar drugs commercially. Biosimilar drugs are biological medicinal products are made similar to the original drug. So far, the company has already spent investment around Rp 500 billion to build biosimilar drug plant facilities.
  • When the biosimilar drug factory already operates, KLBF was able to scoop up the target 50% market share in the country. Biosimilar drug needs in Indonesia are still filled with imported products of origin of South Korea, China and Latin America.
4. Bank CIMB Niaga (BNGA), Bank BTN (BBTN)
  • This year, BBTN targeting revenue commissions from business insurance products (bancassurance) increased 26.7%.
  • BNGA projecting growth of commissions from business insurance products (bancassurance) about 15%-20% in 2018. There are already more than 25 insurance companies that have been working with BNGA.
5. Multi Bintang Indonesia (MLBI)
  • In the year 2017, the company posted net profit of Rp 1.32 trillion, up 34.8% from the previous year of Rp 979.53 billion.
  • Net sales of Rp 3.39 trillion, up 3.98% from Rp 3.26 trillion in 2016. The company's total assets increased from Rp 2.27 trillion in 2016 to Rp 2.51 trillion at the end of 2017. While the amount of liabilities down from Rp 1.45 trillion to Rp 1.44 trillion.
  • While equity increased from Rp 820.6 billion to Rp 1.06 trillion, and cash flow reached Rp 1.3 trillion.
6. Bank Tabungan Pensiunan Nasional (BTPN)
  • Software AG has helped to accelerate the digital transformation of BTPN through improved customer service and the mobile revolution with the socio-economic spectrum across Indonesia. Software AG is Germany's leading software company that develop digital services in 70 countries dam has 4,500 employees.
  • With this mobile service, 85,000 BTPN account successfully created in just over 3 months. WebMethods Microservices Container and DevOps softwares for hosting and ongoing integration, also have helped BTPN in lowering the ratio of errors, operational costs for branch offices, and improve regulatory compliance and improvement capacity to support new services such as bill payments through internet banking.
7. Bank Permata (BNLI)
  • The company posted a net profit of Rp748 billion in 2017, after previously recorded losses in the year 2016. This achievement encouraged by improving asset quality, good credit growth in semester II/2017, recovery of bad debt (non-performing loan/NPL) and management costs in the discipline.
8. Bank Mandiri (BMRI)
  • The chairman of The People's Credit Bank Association (Perbarindo) Joko Suyanto ensured his side set up a digital service with transformation has begun implementing a cashless system with the name e-cash BPR. Perbarindo cooperate with PT Bank Mandiri by starting a pilot project.
9. Bank Negara Indonesia (BBNI)
  • BBNI interested to buy PT Bank Bukopin Tbk (BBKP) to strengthen micro-businesses, particularly to give KUR (Credit for Businesses). BBNI plan, will go through a rights issue which will be held the Bank Bukopin in mid this year. In addition to being a standby buyer in a rights issue, BBNI also wished to take over 30% of the shares currently held by PT Bosowa Corporindo.
10. Waskita Karya (WSKT)
  • The company assesses the moratorium two weeks gives the insignificant impact on financial performance, because the portion of the project elevated just a bit. For example project Jakarta - Cikampek elevated toll road elevated. The project give the income of Rp 218 billion per month to WSKT. So, if their worst scenario moratorium lasts for one month, it lost a full year only 0.004%. The company also revealed that the projects have been insured.
  • WSKT raise funds amounting to Rp 3.45 trillion from the public offer Sustainable Public Offering (PUB) III Waskita Karya phase II the year 2018. Bonds got a rating of A-(idn) from Fitch Ratings Indonesia was offered with attractive interest rates and as much as 1.17 times oversubscribed.
  • PT Waskita Karya Realty, a subsidiary of PT Waskita Karya, targeting sales of apartments of the middle and upper segments in the year reached over 2,500 units for the entire site in Indonesia. The company has developed 10 projects spread over several locations with the growth target to about 200%-300% per year. Meanwhile, capital expenditures capex of Rp 1.25 trillion from internal cash.
11. Mandom Indonesia (TCID)
  • In the year 2017, TCID record sales (unaudited) amounted to Rp2,71 trillion, or rose 7.11% from 2016 year amounted to Rp2,53 trillion. The company also recorded net profit of Rp 179,13 billion. In 2018 the company is targeting sales growth of double digits.
12. BFI Finance Indonesia (BFIN)
  • In the year 2017 corporations posted net profit of Rp 1.18 trillion, up 49% over the previous year of Rp 798 billion. Total financing to Rp 14.3 trillion or up from the initial target of Rp 13 trillion.
  • In 2018, BFI Finance projecting financing is growing at 20% range and expand its network by opening about 40 new outlets.

See also:

Thursday, February 22, 2018

Indonesia - Stock Picks for Today - February 23, 2018: SMGR, ITMG, UNTR, INCO, WEGE, PGAS, MEDC, KLBF, AKRA, BBRI, ADRO, BBNI, WSKT, KRAS, JSMR, ELSA

1. Semen Indonesia (SMGR)
  • Indonesia's cement consumption rose 9.9 per cent YoY to 5.68Mt in January 2018. The growth of demand is being attributed to rising cement demand on the back of the government-led infrastructure development programmes, particularly the construction of toll roads.
  • Widodo Santoso, Chairman of the Indonesian Cement Association (ASI), said cement consumption rose at similar levels across the country. Highest growth was reported on Sumatra, traditionally the second-biggest cement-consuming island in Indonesia, where a 17.8 per cent increase in cement sales to 1.21Mt was detected in the first month of the year.
2.  Indo Tambangraya Megah (ITMG)
  • ITMG posted net profit in 2017 of US $252.61 million or jump 93.26% compared to year 2016 US $130.71 million.
  • The company's net profit surged to increase sales. This coal company posted sales of US $1.69 billion, up 23.55% from the year 2016 of $1.37 billion US.
  • ITMG recorded the cost of revenue US $1.18 billion. The gross profit in 2017 of US $505.45 million, up from 2016 US of $330.69 million.
3. United Tractors (UNTR)
  • The rise in coal prices supported the UNTR growth performance. Until November 2017 UNTR still recorded solid performance. This is reflected from the sale of Komatsu in November 2017 reached 406 units or grew 30.3% month on month (mom) and soaring 108.7% year on year (yoy).
  • This year's UNTR projected sales of Komatsu reaches 3,898 units or 2.6% above target UNTR as much as 3,800 units.
  • The company projected revenue this year could reach Rp 72 trillion with net profit reach Rp 9 trillion.
4. Vale Indonesia (INCO)
  • Demand for nickel as stainless steel raw materials increased over the past year. It can be seen from the increasing of stainless steel production. Global stainless steel production continued to rise 5.7% in 2017 compared to 2016.
5. WIKA Gedung (WEGE)
  • Pelindo III signed three contracts worth more than Rp 1.2 trillion in project-related infrastructure development in the maritime sector, which is part of the plan year 2018 worth Rp 12 trillion.
  • Maritime development project is located at the three ports, Tanjung Perak in Surabaya, Benoa in Bali and Gili Mas Lembar in Lombok.
  • The company involving the maritime project specialist from Netherlands, Van Oord and two contractors which is a synergy between PT Wika Gedung (WEGE) and PT Pembangunan Perumahan (PTPP).
  • WEGE will work on the design and construction of a cruise ship dock and container dock at Gili Mas Terminal, which is the development of the Lembar port, Lombok, West Nusa Tenggara.
6. Perusahaan Gas Negara (PGAS)
  • PGN will manage Pertamina business gas from midstream to downstream. The company's merger with Pertagas targeted completion in March.
  • Establishment of state-owned oil gas holding could potentially boost the financial performance of PGAS in the long term.
  • Revenue target revised went up by 18% to US $3.63 billion in 2018, compared to an estimate of the year 2017 US $2.91 billion.
  • The increase due to inclusion Pertagas in the financial statements of the company. The net profit projection also increased by about 48% to US $376 million this year, compared to the same period of the previous year's estimate was US $221 million.
7. Medco Energy International (MEDC)
  • MEDC posts revenue of US $597.53 million at the end of 2017, or up 52.64% compared to the previous year.
  • This energy company posts net income amounted to $164.32 million US. In the previous year, Medco recorded a loss of $149.57 million US.
  • In the same period, the company recorded a liability of US $2.93 billion, and equity of US $1.06 billion. Meanwhile, corporate assets are US $4 billion.
8. Kalbe Farma (KLBF)
  • The company intends to give dividend this year. Dividend distribution has become a yearly policy by a ratio of about 45 - 55% of net profit.
  • KLBF will propose dividend payment at the general meeting of shareholders are planned to be held May-June 2018. By the rules, the dividend distribution will be done one month after AGM.
9. AKR Corporindo (AKRA)
  • Daily (5,900): currently, looks bullish spinning top candle pattern which indicates a potential stimulus to buy on the stock price movement. Accumulation buy 5,800 level on areas – 6,000, with a target price of 6,100 level gradually, 6,200 and 6,300. Support: 5,800.
10. Bank Rakyat Indonesia (BBRI)
  • Daily (3,770): currently, looks bullish dragonfly doji candle pattern which indicates a potential stimulus to buy. Accumulation buy at 3,750 levels – 3,800 area, with target prices gradually in level 3,890 and 3,920. Support: 3,650.
11. Adaro Energy (ADRO)
  • The company's profits until quarter III 2017 reached US $495 million, up 76% over the same period last year.
12. Bank Negara Indonesia (BBNI)
  • Analysts predicted the stock price would potentially rally to Rp 11,500. In the middle of the company's management plan to doing stock split and emissions convertible bonds, BBNI fundamentally still considered prospective.
  • According to analysts, the reasonable stock price is in level of Rp 11,500. You see, the position of the PBV belongs is not high, so it is still attractive to investors.
  • BNI has a bright prospect since the bank was applying portfolio diversification credit segment. BBNI is now the focus of applying the principle of prudential banking are more restrictive, for example by raising the coverage ratio.
13. Waskita Karya (WSKT)
  • Analysts argued that the impact of elevated road delays will only happen temporarily, and the inclusion of new projects will never stop.
  • WSKT still holds the largest contracts nominally at last year's Rp 69.97 trillion. This year, WSKT predicted still get the largest contract amounting to Rp 70 trillion.
  • In 2017, WSKT recorded revenue growth and net income to triple digits each 132.57% and 219.39 %. The company recorded a revenue of Rp 52,4 trillion and net profit of Rp 4,35 trillion on last year. This achievement indicates WSKT remains the biggest issuer in the construction sector.
14. Krakatau Steel (KRAS)
  • Daily (510): currently, white marubozu closing candle pattern which indicates a potential stimulus to buy. Accumulation buy level area at 500 – 525, with a target price of 545 level gradually, 595, 625, 650 and 755. Support: 500 & 464.
15. Jasa Marga (JSMR)
  • Daily (5,525): currently, looks bullish harami candlestick pattern that indicates a potential stimulus to buy. Accumulated buy on area level 5,500-5,575, with target prices gradually in level, 6,050 5,775, 6,300 and 6,600. Support: 5,400 & 5,275.
16. Elnusa (ELSA)
  • Oil prices began to recover accompanied by the expansion of oil and gas blocks by PT Pertamina made the performance of PT Elnusa this year need not doubt.
  • This year 2018, analysts predict the price of oil reach US $80 per barrel. In addition, the Government's policy on oil and gas companies merge into a holding has also become a positive sentiment for the ELSA.

See also:

Wednesday, February 21, 2018

Indonesia - Stock Picks for Today - February 22, 2018: TOWR, BBCA, JPFA, BMRI, PGAS, PNBN, BBNI, ANTM, INCO, TINS, TPIA, DSSA, TELE

1. Sarana Menara Nusantara (TOWR)
  • The company will pay dividends for the year 2017 worth Rp 1-1.5 trillion, at most in May 2018. The company has paid dividends the first year 2016 Rp 700 billion. In December 2017, the company also has paid interm dividends for the year 2017 Rp 300 billion.
  • In 2017, TOWR received more than 2,300 request (order) for tenancy leases. Of the whole order, nearly 1,600 tenancy leases have reached the status ready installations (RFI) and has started to generate rental income. The company also gained 3,700 additional equipment leases in the year 2017 which is derived from the rent that space using tenan more at the site of the tower from the addition of their device.
  • Until December 2017, TOWR has owns and manages more than 14,800 telecommunication towers, more than 25,000 tenancy leases, at least 4,100 kilometers of fiber optic network, as well as more than 250 points points-of-presences in Jakarta and Surabaya.
2. Bank Central Asia (BBCA)
  • Based on the monthly financial statement data (unaudited) December 2017 per BCA, the deposit funds reached Rp 137,48 trillion, or rose 12.7% on an annual basis when compared to the end of 2016 amounted to Rp121,93 trillion.
  • The company is targeting credit growth this year rose 10-11%.
3. Japfa Comfeed Indonesia (JPFA)
  • Analysts assess the JPFA, still can get positive performance this year.
  • JPFA still preserved thanks to a rule reference pricing buying and selling corn on the level of the farmer and the consumer. This rule can maintain availability and price stability so that the impact was positive for the company's margins.
  • Space growth performance for the JPFA is still quite open, because the level of consumption of chicken meat in Indonesia is still low.
  • Analysts predict the year 2017, JPFA revenues reached Rp 31.40 trillion with net profit of Rp 1.49 trillion.
  • Stock valuation of the stock is still cheap with dividend yield 3.4% are classified as high.
4. Bank Mandiri (BMRI)
  • Bank Indonesia dan Bank Negara Malaysia appoints 11 ACCD (As Cross Currency Dealer) consisting of 6 Indonesia banks and 5 Malaysia banks to convert direct investment in local currency. The six banks in the country include PT Bank Rakyat Indonesia (BBRI), PT Bank Mandiri (BMRI), PT Bank Central Asia (BBCA), PT Bank Negara Indonesia (BBNI), PT Bank CIMB Niaga (BNGA), and PT Bank Maybank Indonesia (BNII).
  • In the year 2017, the BMRI records growth of assets amounting to 6.5% year on year (yoy).
  • Electronification programs of toll tickets, trains, buses and parking resulting in increased usage of electronic money transactions. PT Bank Mandiri (BMRI), PT Bank Rakyat Indonesia (BBRI) and PT Bank Negara Indonesia (BBNI) noted the increase of transactions electronic money (e-money) almost tripled in 2017.
5. Perusahaan Gas Negara (PGAS)
  • Deputy of Mining Businesses, Strategic Industry, and Media Ministry of State-Owned Enterprises Fajar Harry Sampurno mentions the merger between PGN and Pertagas this can be implemented by March 2018. That way, the gas business is held by State-Owned Enterprises can be run together.
  • Later if the integration of the PGN and Pertagas running smoothly, then automatically PGN will become a subsidiary of Pertamina. PGN so part of Pertamina's gas, become Pertamina subsidiary.
6. Bank Panin (PNBN)
  • PT Bank Panin adds ownership shares in a subsidiary, namely PT Bank Panin Syariah Dubai Tbk as much as 31.4 million shares. The stock purchase was done on February 9th, 2018.
  • Director of Bank Panin Syariah Dubai Doddy Permadi Syarief said, after the purchase of the shares, then the percentage of share ownership of Bank Panin in Panin Syariah increased to 42.85% from previous 42.54%.
7. Bank Negara Indonesia (BBNI)
  • This year, BNI spur infrastructure loan growth in the range of 10 - 15% devoted to Government and private projects.
  • The local Government of Gianyar teamed with BBNI will market the products of Small Medium Enterprises online.
8. Aneka Tambang (ANTM), Vale Indonesia (INCO), PT Timah (TINS)
  • JPMorgan says inflation, rising wages actually good for stocks. Bets on gains in precious metals, copper, zinc and nickel will probably result in the highest returns over one year, the bank said. Assuming the present cycle will stretch beyond 2018, the current expansion is just beginning one of the strongest periods for metals prices broadly, it said. 
  • JPMorgan expects copper to average $7,405 a metric ton this year, with its quarterly forecasts rising through 2018, according to the note. Three-month copper was last at $7,048 a ton on the London Metal Exchange.
9. Chandra Asri Petrochemical (TPIA)
  • Soaring oil prices cause manufacturers increase petrochemical production capacity to maintain the company's expenses. Chemical and petrochemical products is the first derivative of refining petroleum. The current capacity of the national 50% still used so that there is still room to increase production.
10. Dian Swastatika Sentosa (DSSA)
  • Of the 200,000 customers who have connected with fiber to the home (FTTH), 40% have used the speed of 100 Mbps. the company provides four options for cable internet customers, i.e. 50 Mbps, 100 Mbps, 150 Mbps and 300 Mbps.
11. Tiphone Mobile Indonesia (TELE)
  • TELE is planning to issue bonds valued at Rp 2 trillion for refinancing debt.
  • Until quarter III-2017, TELE had revenue of Rp 20.42 trillion. The revenue came from vouchers sales and SIM cards Rp 15.95 trillion or around 78.14% of consolidated revenues, mobile phone revenue of Rp 4.46 trillion or about 21.86%, and maintain service of Rp 530 million or about 1%.
  • There are a few companies, with the value of the purchase transaction that exceeds 10% of the total cumulative purchase neto. Of them namely PT Telkomsel and PT Tekomunikasi Indonesia (TLKM) amounting to Rp 13.94 trillion. Then, PT Samsung Electronics Indonesia amounting to Rp 2.10 trillion, and others amounting to Rp 3.4 trillion.

See also:

Tuesday, February 20, 2018

The Value of the Five Biggest Gold Mines in indonesia

1. Grasberg, Papua

Proven gold reserves: 25.8 million ounces (worth USD 34.54 billion, with the reference price 1300 USD/oz)
Potential gold: 54.8 million ounces (worth USD 73.38 billion, with the reference price 1300 USD/oz)
Copper reserves: 26.9 billion pounds (worth USD 83.39 billion, with the reference price of USD 3.1/pound)
Silver reserves: 106.7 million ounces (worth USD 1.77 billion, with the reference price USD 16,61/ounce)

The gold mine is located in Papua and managed by Freeport Mcmoran (an FMCG). The mine is one of the largest gold mines in the world and third largest copper mine in the world. Freeport is capable of producing roughly 1 million ounces of gold annually, it means that at least takes 25 years to Freeport to spend it.

2. Tujuh Bukit, Banyuwangi

Proven gold reserves: 28 million ounces (worth USD 37.41 billion, with the reference price 1300 USD/oz)
Copper reserves: 19.28 billion pound (worth USD 59.76 billion, with the reference price of USD 3.1/pound)
Silver reserves: 75.12 million ounces (worth USD 1.25 billion, with the reference price USD 16,61/ounce)

The mine Tujuh Bukit or Tumpang Pitu is among the largest in the world. The mine is located in the Regency of Banyuwangi, East Java. The mine is run by PT Bumi Suksesi Indo which is a subsidiary of PT Merdeka Copper Gold Tbk. (MDKA) owned by Sandiaga Uno and Edward Soeryadjaya. Gold mining area of 996 hectares is scheduled operating 2017 and produced 110.000 ounces of gold and 1 million ounces of silver annually.

3. Batu Hijau, Sumbawa

Proven gold reserves: 14.7 million ounces (worth 19.66 billion USD, with the reference price 1300 USD/oz)
Potential gold: 23.19 million ounces (worth 31.02 billion USD, with the reference price 1300 USD/oz)
Copper reserves: 16 billion pounds (worth USD 49.6 billion, with the reference price of USD 3.1/pound)
Silver reserves: 27.6 million ounces (worth USD 458 million, with the reference price USD 16,61/ounce)

The mine is run by PT Nusa Mineral Southeast Amman, a subsidiary of PT Medco Energy International Tbk (MEDC). Gold mining area of 66,000 hectares that produce 430.000 ounces of gold and 320 million pounds of copper per year.

4. Martabe, South Tapanuli

Proven gold reserves: 7.5 million ounces (worth 10.04 billion USD, with the reference price 1300 USD/oz)
Silver reserves: 67 million ounces (worth 1.11 billion USD, with the reference price USD 16,61/ounce)

This mine operated by PT. Agincourt Resources. PT Agincourt Resources is a consortium led by EMR Capital, a private equity fund entities specializing in mining (61.4%). In the consortium, there is Farallon Capital, a global financial investors (20.6%), Martua Sitorus (11%), and Robert Hartono & Michael Bambang Hartono (7%). Gold mining area of 163,900 hectares that produce 310.000 ounces of gold and 1,515,228 ounces of silver per year.

5. Lebong Tandai, Bengkulu Utara

In 1937, gold production Lebong Tandai reaches the 1.1 tons. Period of 1900-1940 became the golden age of the mine because it is capable of producing 72% of all the gold in the Netherlands East Indies which totals reached 123 tonnes.

If this gold mines exploited its potential can only exceed the production of gold produced from Freeport, for land coverage area that can reach 90,000 hectares.

6. Gorontalo, Sulawesi

Large resources of copper & gold project. Resource estimate of 400.6 Mt @ 0.48% Cu and 0.43 g/t Au from Sungai Mak, Cabang Kiri, Motomboto East, Motomboto North & Kayubulan based on KCMI. This mine operated by PT. Bumi Resource Minerals Tbk (BRMS).

Indonesia - Stock Picks for Today - February 21, 2018: BMRI, BBRI, BBNI, WSKT, BNGA, SMDR, BTPN, ELSA, NISP, MDLN

1. Bank Mandiri (BMRI), Bank Rakyat Indonesia (BBRI), Bank Negara Indonesia (BBNI)
  • Some larger banks optimistic the non performing loan (NPL) mining sector in 2018, declining. This is due to the rising of commodity prices.
  • Six banks recorded an average NPL mining during the year 2017 of 3.91%, down when compared year 2016 which amounted to 4.75%. The six banks are Bank Mandiri (BMRI), Bank Rakyat Indonesia (BBRI), Bank Negara Indonesia (BBNI), the State Savings Bank (BBTN), Bank Danamon Indonesia (BDMN) and Bank OCBC NISP (NISP).
2. Waskita Karya (WSKT)
  • Indonesian Chamber of Commerce and Industry (Kadin) assesses the work accidents that occur in the infrastructure builders lately due to the excess workload (overload). Apart from the negative side, the number of projects indicates assurance of growing business continuity and this is something good.
  • The company has the total toll road concession of 1,315 km along through its subsidiary PT Waskita Toll Road. The number of concessions is growing within the last two years over the large number of toll road opened by the Government. 
3. Bank CIMB Niaga (BNGA)
  • Daily (1,400) (RoE: 7.89%; PER: 11.98 x; PBV: 0.94 x; Beta: 1.59): as for the movement of prices still continue to potentially form the accumulation phase in order to form a pattern of uptrend continuation. Accumulation buy at 1,410 1,390 – level area, with a target price of 1,440 level gradually, 1,580 and 1,720. Support: 1,300.
  • PT Tanjung Priok Port, subsidiary company of PT Indonesia II modernize facilities of port billing centre, in cooperation with Bank Mandiri (BMRI), BNI (BBNI), BCA (BBCA), and Bank CIMB Niaga (BNGA)
  • BNGA still focus to Current Account and Savings Account (CASA) this year, with growth of over 10% annual or year on year (yoy).
4. Samudra Indonesia (SMDR)
  • The entire export activities of Crude Palm Oil (CPO), coal, and rice will be obliged to use local ocean freight and local insurance.
  • The rules contained in the Regulations of The Ministry of Trade of The Republic of Indonesia (Permendag) No. 82 Years 2017 about Conditions of Use National Ocean Freight and Insurance for Export and Import of Certain Goods.
5. Bank Tabungan Pensiunan Nasional (BTPN)
  • BTPN Sharia will conduct an initial public offering (IPO) in the second half of the year 2018. Through the year 2017, financing BTPN Sharia grew 21 percent from Rp 5 trillion to Rp 6 trillion. Total BTPN Sharia owned assets reached Rp 10 trillion. At present, BTPN Sharia is a category medium-small bank with core capital of Rp 2.3 trillion, or enter the category of book II bank.
6. Elnusa (ELSA)
  • The company's net profit for the year 2017 reached Rp 247.14 billion or down 20.51% yoy from Rp 2016 year 310.91 billion.
  • The company recorded revenue growth of Rp 4.98 trillion, or rose 37.52% compared to year 2016 Rp 3.63 trillion. Distribution and logistics services business gave large revenue contributor over the past year. This business line accounted for Rp 2.50 trillion or equivalent with 50.31% of the total revenue. While the oil and gas upstream business integrated contributed Rp 2.28 trillion or equivalent to 45.69% total revenue last year.
  • In 2017 net income increased to Rp 2.2 trillion, up 22% from the previous year of Rp 1.8 trillion. The assets of the NISP in 2017 to Rp 153.8 trillion or up 11% (yoy) from 2016 Rp 138.2 trillion.
8. Modernland Realty (MDLN)
  • The company's net profit was Rp 3.08 trillion in 2017 or rose 30.63 percent from the year 2016 the Rp 2.36 trillion. Total assets rose 0.41% from Rp 14.54 trillion to Rp 14.60 trillion in 2017. Meanwhile, the total liability was down 5.32 % to Rp 7,52 trillion.
    9. Indofood Sukses Makmur (INDF)
    • The company is ready to allocate capex Rp 530 billion to add two lines of flour mill with a total capacity of 750 tonnes per day. Business growth trend of flour in the last 2 years tend to grow at the level of 5 - 6% per year.
    • In September 2017, net sales reached Rp 6.53 trillion, grow 53.12% compared to Rp 49.86 trillion in the same period a year earlier. Meanwhile, capital expenditure per September 2017 worth Rp 5,81 trillion, up 79.8% from Rp 3,23 trillion in the previous position year on year.
    10. Bumi Resources (BUMI), Adaro Energy (ADRO)
    • India coal imports are forecast to rise this year amid strong demand and domestic production which is insufficient.
    • Benjamin Sporton, Chief Executive of the World's Coal Association (WSA) said, India is expected to increase imports this year round due to domestic production is lower than the level of demand.
    • India electricity demand which uses coal grew 6% on last year in the first 10 months ending on March 31, up doubled in the same period in the previous year.

    See also:

    Monday, February 19, 2018

    Finding Texas real estate on the internet

    Internet has broken all barriers of information sharing. Now you can just post a piece of information (business or otherwise) on a website and it is immediately available to millions of people across the globe. The impact of internet has been seen on all businesses and industries and real estate industry is no exception. 

    Today if you were looking for Texas real estate, you can just get on to the internet and either use a search engine like Google (or Yahoo or MSN) to find “Texas real estate” or just go directly to some site that specifically deals in Texas real estate (or just in real estate). In seconds, the search engine will come up with several search results for you, all catering to Texas real estate. And you can do all this from the comfort of your home, with complete disregard to the weather outside.

    Moreover, you don’t need to be in Texas in order to be able to search for Texas real estate. Most sites that cater to real estate (Texas real estate or otherwise)  would give you several options for customizing your search results for Texas real estate i.e. you can specify your requirements and the website will then bring up only those results that match your Texas real estate requirements. That further takes away a big task from you. You can just go through the results and check the ones that look appealing to you.

    Some websites even give the option for storing your selected results i.e. you can choose the Texas real estate search results that seem good and mark them up on the website for viewing later. Then later you can get all the marked results in one page (or more depending on how many search results you have marked) and you can further shortlist those Texas real estate listings. What could be better, you can even do your viewings of the selected Texas real estate listings on the internet and you don’t need to make an appointment even.

    So once you have your final shortlist of say 10-20 Texas real estate listings, you can just see the view or pictures of the property on the website itself (not all websites offer this feature and not all listings have images/video available) and reach close to a decision on what Texas real estate piece you want to go for.

    So finding Texas real estate on the internet could really be easy and a lot fun too.

    How to choose San Diego real estate for investment purpose?

    Before you go for San Diego real estate (or any real estate) investment you must make sure that you have got your requirements right, have evaluated your options well and have learnt the tricks of making profit through real estate. San Diego is a pleasant place and that is one great reason why a lot of people want to get a piece of San Diego real estate. And if a lot of people want a piece of San Diego real estate then it must make business sense (and investment sense). 

    If you are looking for San Diego real estate for investment purpose, then you would really be looking at the profits you can make by reselling that piece of San Diego real estate. So, in this case your requirement would be to search for San Diego real estate that can be bought for cheap and sold for a profit. 

    You might either be flipping (i.e. quickly selling off that San Diego real estate as-is to another party for a profit) or you might be selling it off after a couple of years (expecting appreciation) or you might be getting that San Diego real estate repaired in order to add to it’s value before actually selling it off.  

    The key here is to get it cheap. A lot of people suggest that rehab is the way to go i.e. you buy an ugly looking piece of San Diego real estate and then get it repaired so that it shines and sells well. Some would say economic factors are the ones to be considered most when going for San Diego real estate. Others would say location of the property is most important when considering San Diego real estate. 

    However, what everyone seems to be missing out on is the fact that you can buy it cheap only if the seller is motivated enough i.e. the seller just wants to sell the property (that San Diego real estate) real quick. 

    This could be due to various reasons e.g. a divorce, an impending foreclosure, need for cash for some emergency, job transfer or moving to another place just for any reason. When the seller is in a hurry to sell i.e. when the seller is motivated (and the degree of motivation can vary from person to person), you get an opportunity to negotiate a real good deal. If you have great negotiation skills, you can get that San Diego real estate for real cheap.  So, not only is finding the right San Diego real estate (and at the right location) necessary, you also need to find the right seller (i.e. someone who is motivated enough). 

    Surely, San Diego real estate does look attractive.

    Real estate schools of thought

    Everyone seems to be after real estate investments as that is regarded as one of the safest high return investments. There are various schools of thought on real estate investments. Let’s explore two of the most common real estate schools of thought.

    One real estate school of thought talks about doing a lot of analysis. This real estate school of thought advocates studying a lot of factors which are generally linked to economic indicators. This real estate school of thought evaluates the economic indicators in many different ways. It takes its cues from a number of financial indices and how they are expected to perform in the near future. 

    This real estate school of thought evaluates various socio-economic indicators at all levels – Global, national and local. This real estate school of thought evaluates inflation and things like value of money today and value of money next year etc. It uses all these evaluations in order to come up with predictions on how real estate industry is expected to fare in the next few years. 

    So, this real estate school of thought tries to determine the buying power of people in order to determine the course of real estate prices. When it comes to evaluating the real estate trend with regards to a particular place (i.e. locally), this real estate school of thought takes into account various local factors like the unemployment rate, the industrial development in the region, the change in tax policies and any events that might affect the real estate prices in the area. It also takes into consideration the surrounding areas and the real estate trend in those areas. 

    So, this real estate school of thought is really followed by arch real estate consultants/investors who know a lot about finance and put all that knowledge to use in determining the trends for real estate industry. However, that is just one real estate school of thought.

    The other real estate school of thought doesn’t consider those factors at all. According to this real estate school of thought, real estate is always lucrative at all times and at all places. This real estate school of thought advocates looking for great deals. It’s this real estate school of thought that asks you to go to public auctions, look for distress sales and foreclosures, find motivated seller, rehab and sell, etc. So, this real estate school of thought focuses on getting the information about the best deals in town and taking advantage of them to make good profits.

    So, those are the two real estate schools of thought and following either or both calls for time and effort (if you are to make any profits out of real estate investments).